What is the safest investment in TSP?

The G Fund
TSP participants can choose to invest their money in five main funds: The G Fund. This fund invests in government securities and is the safest option. You won’t lose money investing in this fund, but your rate of return is the lowest.

Which TSP fund is the most aggressive?

By this measure, the I Fund is the riskiest, with a maximum drawdown of -60.89%, which occurred during the 2008-2009 global financial crisis. (An investor who’d bought the fund at its peak in 2007 would have experienced a 60.89% loss by March 2009).

What does the Thrift Savings Plan invest in?

While similar to the 401(k) plans offered by private-sector employers, TSPs offer five core mutual funds to invest in, four of which are diversified index funds. Each index fund specializes in a different asset class or market segment, such as U.S. equities, international equities, and corporate bonds.

How do I protect my TSP?

Protect your user ID, password, and PIN. Create a user ID and secure password that are unique to your TSP account, and don’t share them with anyone. Your user ID, password, and PIN are your business, and no one at the TSP will ever need to know that information for any reason.

What TSP fund is best?

C Fund is Roaring—Top TSP Core Fund in 2021 As this index fund is the one on which the C Fund is based, the C Fund did well also. The C Fund was up 3.03% in August—the highest return of any core TSP Fund for the month. August was the best month for the C Fund since it returned 5.33% in April.

What is the most volatile TSP fund?

Despite the S Fund’s historical record of outperforming C, TSP participants invest three times as much in the C Fund as the S Fund. One disadvantage of the S Fund is that it is more volatile than C. It is the most volatile of the five TSP traditional funds.

Where is TSP invested?

The TSP G Fund (Government Securities Investment Fund) is invested in short-term U.S. Treasury securities. The TSP F Fund (Fixed Income Index Investment Fund) is invested in U.S. investment-grade bonds, as tracked by the Barclays Capital Aggregate Bond Index.

How much savings should I have at 40?

Therefore, the average savings by age should be £51,434 at the age of 30, going up to £124,911 by the age of 40 and £198,390 by the age of 50. The average Brit is some way away from the expected savings and needs to save a lot more to reach the recommended levels of savings in the UK.

How much should I have saved for retirement by age 40?

Fidelity’s rule of thumb: Aim to save at least 1x your salary by 30, 3x by 40, 6x by 50, 8x by 60, and 10x by 67. Factors that will impact your personal savings goal include the age you plan to retire and the lifestyle you hope to have in retirement. If you’re behind, don’t fret. There are ways to catch up.

Can I freeze my TSP?

If we receive a complete, qualifying legal process for garnishment of your TSP account for alimony or child support, we will freeze your account, preventing any loans or withdrawals. The freeze will be removed when payment has been made, or when we receive an order to remove the freeze.